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If you're going to utilize a small-cap index like the Russell 2000, you might want to pause and consider why a great index fund firm, like Vanguard, doesn't have any type of funds that follow it. The factor is since it's a poor index. As well as that altering your whole policy from one index to an additional is hardly what I would call "rebalancing - minnesota life iul." Money value life insurance coverage isn't an appealing possession course.
I haven't also resolved the straw guy below yet, and that is the truth that it is fairly uncommon that you really have to pay either tax obligations or considerable compensations to rebalance anyway. A lot of intelligent investors rebalance as much as possible in their tax-protected accounts.
And of course, nobody needs to be acquiring loaded mutual funds, ever. It's truly as well bad that IULs don't work.
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